Construction projects provide fertile ground for insurance claims of various types, related to workplace injuries, completion dates, construction quality, and other matters. Contractors assume significant risk when taking on a project, and purchase liability and Workers’ Compensation insurance policies to protect themselves in the event that costly problems arise, for example:
- Injuries on the site
- Defective materials
- Defective workmanship
- Compliance issues
- Accidents caused by defective equipment
- Wrongful acts of subcontractors
- Damage to adjoining properties
- Damage to the environment
- Delays in completion of a project
- Vehicle accidents
Your Right as a Policyholder to Insurance Benefits
When you purchase an insurance policy, you expect that your company will be protected in the event of an unforeseen loss or claim against you, as insurance companies represent when marketing their policies. An insurance policy is a contract that legally binds the company to pay any valid claim according to its stated terms. Insurance companies are in business to generate profits for their investors, which means maximizing income in the form of premiums and minimizing the outflow of funds in benefit payments. In the interest of company profits, insurers often employ various tactics to avoid making adequate payments, or to deny claims altogether.
The Legal Help You Need
If you have filed a valid construction-related claim and your insurance carrier has denied, underpaid, ignored, or delayed paying it, and you believe the company is failing to act in good faith, the Surrano Law Offices in the Phoenix area, may be able to represent your interests through negotiation, mediation, arbitration, or litigation.
As a result of our many years of experience in insurance law working both sides of the fence—for insurance companies and now for plaintiffs who are victims of insurer bad faith—our attorneys understand the nuances of insurance law and are familiar with the tactics that insurance companies frequently employ to diminish or deny claims. Our practice is dedicated to using our extensive knowledge and experience in behalf of clients whose right to a fair and timely settlement of their claim has been denied.
A Law Firm Dedicated to Your Rights in Insurer Bad Faith Matters
If your insurance carrier has not paid a claim associated with your construction business, the attorneys at the Surrano Law Offices will investigate the matter to determine if the company is acting in bad faith and will take necessary steps to protect your right to benefits. With more than 25 years of successful insurance law experience, we have the knowledge, skill, and expertise to stand up to the largest insurance companies and work toward a settlement or verdict to compensate you for your losses. In some cases, we can obtain an award of punitive damages in addition to the amount of your claim, designed to punish the bad faith and prevent recurrence. We have a long record of success in handling construction-related insurance bad faith claims in Arizona.
Protect Your Rights with Skilled and Experienced Legal Counsel
Protect your legal rights by contacting Surrano Law Offices when you feel your insurance company is acting in bad faith. Your initial consultation is free. We believe that everyone is entitled to justice and will work out a fee arrangement that meets your needs. We accept many cases on contingency, with legal fees and expenses paid only after the successful resolution of your claim. For top-of-the-line legal representation when your insurance company has failed to meet its legal obligations under your policy, call us today.