You depend on your private disability income benefits to help your family maintain its quality of life and financial stability when you are unable to work due to sickness or injury. Though it may seem like your disability income insurance company is there to look out for your best interests, the truth is that insurance companies are concerned about staying in business and protecting their profits.
The way they safeguard those profits is by denying, delaying and undervaluing policyholder claims. Some will even resort to bad faith tactics to limit the payment of legitimate policyholder benefits. Dealing with an uncooperative, suspicious or accusatory insurance company only intensifies the stress and fear often caused by a disabling condition.
The law affords you certain rights as a policyholder. Do not let an insurance company confuse you, mislead you or talk you out of pursuing your valid disability income claim.
Our Attorneys Will Help You Every Step Of The Way
At Surrano Law Offices, our attorneys are familiar with all of the strategies used by insurance companies to obstruct legitimate disability income claims. We can help you understand your rights as a policyholder, examine your insurer’s actions, and assist you in fighting for the disability income to which you are entitled. Contact us today.
The law provides insurance companies a “reasonable” period of time to investigate a claim before making a decision to deny it or pay it. If the insurer exceeds a reasonable period of time without accepting or denying the claim, the claim is deemed to be denied. While there is no law that defines exactly what a “reasonable” period of time is, if you have not received a formal acceptance or denial of your claim within 60-90 days, it is a good idea to contact an attorney.
If your claim is formally denied or undervalued, do not resign yourself to defeat. You paid expensive premiums to maintain this disability income policy, and you owe it to yourself to talk to an experienced policyholder lawyer about your rights and options. We have obtained multimillion-dollar verdicts and settlements on behalf of clients whose initial disability claims were wrongfully denied, delayed, undervalued or mishandled. We can help you.
Contact Our Disability Income Insurance Policyholder Attorneys Today
Contact us for advice on dealing with disability income insurance companies. Located in the Phoenix area, our law firm serves clients in Arizona and, in some cases, California, Nevada, and Kentucky. We welcome inquiries and referrals from individuals and other attorneys.