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Allstate Bad Faith Insurance Claims

Insurance companies like Allstate are required to handle and process their claims in Arizona appropriately. They are there to provide security for their policyholders, and when they fail to provide appropriate coverage and conduct for their clients and third parties who are filing claims, they could be acting in bad faith. Allstate Property and Casualty Insurance Company is expected to do what they promise honestly and efficiently.

At Surrano Law Offices, our bad-faith insurance claims attorneys have experience handling cases that involve insurance companies harming our clients through their bad-faith practices. If you have been mistreated by Allstate, contact us for a free consultation. We are happy to review your case and help you navigate complicated legal matters associated with your claim.

What Arizona Residents Can Expect From Allstate Property and Casualty Insurance Company

When you send your payments to Allstate, you are buying security. If the day comes that you need your insurance benefits to settle a claim that happened to you or that is filed against you, knowing that you are protected is comforting. While some insurance coverage is required by the state, there are other upgrades that are not necessary that you count on for further protection.

Insurance covers injuries and damages such as missed work and property damage. Allstate is expected to pay your claim and defend you if there are claims filed against you. By paying your monthly premium, you can expect them to act appropriately in all matters.

Allstate’s Duties To Their Policyholders

The following responsibilities are duties that should be expected of Allstate if you subscribe to one of their policies. If they neglect to fulfill these duties, they have chosen to act in bad faith.

  • Duty to investigate: Allstate owes its policyholders a duty to investigate their claims. After examining, they are expected to provide a valuation.
  • Duty to indemnify: If there is a settlement agreement or a judgment, Allstate must pay it. If they choose not to do so, up to the limits on the policyholder’s coverage, they could be behaving in bad faith.
  • Duty to Defend: Arizona policyholders with Allstate can expect that the insurance company will defend them against claims.
  • Duty to settle reasonably: Allstate should settle its claims reasonably. If they are holding out on doing so, they are acting in breach of this expectation.

Important Things to Be Aware of If You Suspect Allstate of Acting in Bad Faith

If you believe that Allstate has acted in ways that other reasonable insurance companies would have behaved in the exact situation, it is possible that Allstate is acting in bad faith. If this is the case, you are allowed to take legal action against them.

Listed below are some issues you may be having with Allstate that point to bad-faith actions:

  • Deliberate misrepresentation of the facts
  • Using obscure or vague language
  • Intentional misinterpretation of your policy
  • Making demands for what would be considered unreasonable evidence
  • Failure to comprehensively investigate your claim
  • Delaying your claim without a reasonable justification
  • Behaving in an intimidating or threatening manner toward you
  • Refusal to offer an appropriate settlement
  • Claim denial lacking valid grounds

Come in for a Free Consultation Today

If you recognize any of the behaviors listed above, it is important that you speak to an experienced bad-faith insurance claims lawyer with Surrano Law Offices as soon as possible. We will review your case with you and offer guidance about the next steps you should take. We are dedicated to making Allstate fulfill its duties to our clients.